Financial Fear

Fear is one of the strongest emotions that most people express about their financial circumstances. Some of the fear is unjustified; but we all do experience these emotions at a point in life. Sometimes it is triggered by a thought of losing a job, panic when the stock market is plunging or other factors. I …

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Personal Finance Weekly

  It has been a great and busy week, glad the weekend is knocking.  On personal finance, here are some articles for this week round-up.  Bargaineering List of Free Specialty Consumer Reports A comprehensive list of reports with your personal data that you are entitled to receive. Cashmoneylife Analysis Paralysis: The Cost of Inaction Patrick …

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Time to write your will

When a will is mentioned, many people think millionaires, celebrities’, and huge estates; yet others think about death.  The reality is, people who prepare the will actually acknowledge their mortality. They put their ‘earthly house’ in order, so that when they die, or become incapacitated, life will not stop for those who rely on them.  …

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Consumer Debt

I was looking over some debt statistics and i was surprised at what i found. Over 40% of US families spend more than they earn. Only 2% of homes in America are paid for. Nearly 1 in every 35 households in the United States will file for bankruptcy. 96%of all Americans will be financially dependent …

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Earn Money while sleeping?

I do not know about you, but this statement seems very appealing. It speaks about convenience and a worry free life. However, I asked myself is this the real financial freedom, or is this a mindset issue? So i did a Google search for this query and the results were astounding.  Results 1 – 10 …

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My Tithing Struggles

Having been raised in a Christian family, i was taught about giving and tithing ten percent of all allowances received.  This was reinforced in church and school as years went by. While this was good in all manner and form, it left me with a constant sense of guilt whenever i went to church without an offering.  …

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