Clunkers! Do they save you money? I have driven the same used car for the last six years and it has given me excellent service. It does not have all the bells and whistles as the new cars have, but it serves me pretty well. Lately however, we had to make a choice of whether …
Beware of credit cards company tricks One of my friends earlier in the year described to me a situation that had happened to him and it was unbelievable. He paid off his credit card debt infact, he overpaid with $5, and from that point forward, he kept the card in a jar where it would …
HEALTH INSURANCE -This is a ‘must have’ item if you want to stay out of debt. Health care and education are the top most expensive services in the United States, and of course they are major contributors to debt acquisition for most people. If you are planning to get you out of debt, having health …
Joseph- kdoff Carry Packed lunch to work-: For a decent lunch meal, I spend about$7.65 a day. This translates into $38.25 a week enough to buy healthy groceries for two people that will last for two weeks. Do the math!! Make automatic payments-: We noticed a significant drop on interest rates for some of our …
The need to get out of debt or become debt free, can expose a vulnerability that can be easily exploited. TV infomercials, mailing lists, and other offers that advertise for money making opportunities if you buy the CDs, Books or DVDs can sometime seem so attractive; however, majority of them do not work, and a …
The “gazelle intensity” race out of debt. If you are not familiar with the term gazelle intensity, I recommend You check out Dave Ramsey’s 7 baby steps total money make over. By being gazelle intensive, Dave Ramsey illustrates the need to focus on getting out of debt and doing it as if your life depends …
After we got married, both my wife and I knew that we had to deal with money and finances head on. It was not the easiest or the best subject of discussion, especially after a long day from work. However, we kept working on it, and we are still committed to proactively deal with money …
Get in control of your finances…. the christian way
( Joseph Mwangi) See, to live a fulfilling life, one need to have a clear sense of direction. This is easier said than done. Most of the time, life visibility is seldom clear, and setting goals help navigate through the uncertain or sometimes self inflicted life challenges. These tips are in layman’s terms for anyone …
We believe that this website will become a connection point for people who are burdened by debt, and are working towards getting out of it. As Dave Ramsey says ” Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If …
