8 Home Improvement Projects That Will Save You Money on Utilities in the Long Run
Home improvements are not just about enhancing aesthetic appeal or increasing property value.
Saving
Saving Money on Auto Insurance
Insurance coverage is not just a requirement, in my opinion; it’s a necessity for anyone who is trying to get out of debt. Most people know what it means to be in a fender bender with a driver who has zero coverage. Even if it was their mistake, the best you can do in that …
Gas Prices Hurting The Wallet
With the gas prices going up almost each day, it’s obviously having a pinch in most people’s wallet and affecting household budgets. While we may not like this, it’s beyond the control of the ordinary person who has to bear the cost of what is causing this increase in the gas prices at the pump. …
Some DIY Savings Tips
Being frugal sometimes requires you to learn new skill sets. In-fact you can turn these skills into savings or a source of income if you enjoy using those skills. Here are some DIY projects that will definitely translate into savings. Auto Repair 1. Oil Change I normally pay $40.00 every 3000 miles for oil change. For …
Retirement without Social Security Benefits
Last week i received on the mail my annual social security statement detailing how many years i have contributed, how much Social Security taxes i have contributed, earnings that i may receive … and lot more other details. Out of curiosity i checked the Social security website and these are some details i read from the site. The …
What the Bible Says about Saving Money
Would i rather follow my budget or follow the leading of the Holy Spirit? This is one of the biggest financial questions that every christian has to answer. I am all about budgetting, planning, getting out of debt, pretty spreadsheets that forecast spending and savings, but obedience to God is way greater than sacrifices to my …
Money Wisdom Bible Scriptures on Money
Wisdom is the weapon that will help you navigate through the loops and hops of life and stand out as different. Sometime it may look like conventional wisdom or if you would ‘common sense’ wisdom, but I am constantly learning to ask God and involve Him in my plans, and it works. YES! It works.
Emergency Fund- Debt Free Life Deal Breaker
I believe this is one single most important step to a life free of debt, because life never stops, and the unexpected still happen emergency fund comes handy in these times. This is underscored by the fact that sometimes when you make the decision to get out of debt, anything that can go wrong begin to go wrong all at the same time. (a really frightening feeling)
Automatic Bill Payment! Beware
As our lives become busy, and technology and internet takes over most of our lives, automatic bill is not just a time saver, it is very convenient. On my earlier post about ways of savings we noted a significant drop on our interest rates for our student loans which translated into a huge savings in …