Last week i received on the mail my annual social security statement detailing how many years i have contributed, how much Social Security taxes i have contributed, earnings that i may receive … and lot more other details. Out of curiosity i checked the Social security website and these are some details i read from the site. The …
It has been a great and busy week, glad the weekend is knocking. On personal finance, here are some articles for this week round-up. Bargaineering List of Free Specialty Consumer Reports A comprehensive list of reports with your personal data that you are entitled to receive. Cashmoneylife Analysis Paralysis: The Cost of Inaction Patrick …
When a will is mentioned, many people think millionaires, celebrities’, and huge estates; yet others think about death. The reality is, people who prepare the will actually acknowledge their mortality. They put their ‘earthly house’ in order, so that when they die, or become incapacitated, life will not stop for those who rely on them. …
Starting today here at kick debt off, i will be writing a weekly personal finance great reads – featuring some great posts that i read over the week. Featured this week Bible Money Matters Is Math The King Of The Financial Jungle? Craig poses a thought provoking question. If it makes the most math sense it must …
Most of the electronics gadgets are technology driven. This means that because of the technology revolution and change, today’s technology will possibly be obsolete in less than a decade. Before you invest in that electronic gadget that you have been planning to buy, answer some of these questions, bearing in mind that the way you …
“Honey, we need to talk. The husband calls out to his wife. Talk about what? The wife retorts back. Haven’t you seen the bank statement? We have overdrawn our account for the second time this month. We cannot continue living like this. This has got to stop. By the way, did you cut a check …
With more people getting into debt each day, knowing where you are headed financially is important to determine your next move. Do you keep going? Do your make a legal-U turn? Or do you accelerate in the same direction? The local TV broadcast featured this financial fitness test and i thought it is a great review …
To successfully manage personal finances, we realized that reviewing our financial progress is as important as putting the plan on the paper. Like most businesses keep track of their inventory, personal finances calls for the same. This helps you answer these questions: Where are you financially? You have to be true and honest to yourself. …
One great ways of saving money that we have adopted is ‘freezing’ grocery spending except for daily consumables like milk and bread. We do this by cleaning out our pantry once in a while. This has proven to more fun than we though as we have to be more creative in making healthy foods with the only the stuff in the pantry. When we have done this successfully, we have saved up 75% of our grocery shopping money, and we put that into paying some debt.
It’s impossible for you to keep all your information private. Every time you go to a doctor, your insurance card and drivers license is photocopied and available to anyone who opens your folder. At a restaurant, your credit card is taken away and returned some time later, with copies easily made. If you write checks to pay your credit cards, you may write your credit card number on the check, which is seen by any number of people who handle the check. You can’t eliminate opportunities for identity theft, but you can make it much harder for the thief.
