8 Home Improvement Projects That Will Save You Money on Utilities in the Long Run
Home improvements are not just about enhancing aesthetic appeal or increasing property value.
Finances
Back to school shopping
Back-to-school season often brings added financial stress, as many consider shopping for school supplies, clothing, athletic gear, and the latest gadgets. While parents and guardians bear the brunt of this stress, it’s not limited to them alone. The back-to-school shopping experience can be both exciting and overwhelming, especially when trying to score the best deals. …
Leaving a Financial legacy
Most people if not all, hope that one day when they are no longer in this planet; their offspring’s will lead a better life than they did. That is why parents encourage their children to achieve higher and conversely, most children try as hard to outperform their parents. This is in essence what has transformed …
Find a Bargain Deal.
Find a Bargain Deal. Living frugal doesn’t necessarily mean leaving cheap. One way of enjoying the expensive goodies but paying less for them, is an art called bargain. Developing the skill to locate bargain and savings deals is a critical skill for living frugal and especially if you are getting out of debt. Last year …
Saving Money on Auto Insurance
Insurance coverage is not just a requirement, in my opinion; it’s a necessity for anyone who is trying to get out of debt. Most people know what it means to be in a fender bender with a driver who has zero coverage. Even if it was their mistake, the best you can do in that …
The Little Steps to Debt Free Life
Today as i was going through my journal, i noticed a quote i had written to myself earlier this year. “While the bigger things matters, it’s the little things that are the building blocks to the bigger things that matter most.” I thought this was very telling and is indeed very applicable to personal finance for any …
Becoming a Good Financial Steward
Financial Stewardship is a discipline and a virtue that all of us should exercise. According to meridian dictionary, stewardship is “conducting, supervising, or managing of something; especially: the careful and responsible management of something entrusted to one’s care” I will break down the elements described in this definition; hopefully at the end, we will appreciate …
Gas Prices Hurting The Wallet
With the gas prices going up almost each day, it’s obviously having a pinch in most people’s wallet and affecting household budgets. While we may not like this, it’s beyond the control of the ordinary person who has to bear the cost of what is causing this increase in the gas prices at the pump. …
The Five Shortcuts That Will Lead to Financial Misery
As i was browsing the internet this morning, my eyes caught the attention of a personal finance title with the heading “The 5 Dumbest Things You Can Do if You Have too Much Debt”, and clicked to read the article. I thought that the article highlighted some very important points that anyone who is getting …
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Taking A Household Financial Inventory
We trust that you had a joyous Christmas holiday with family and friends – or however you spent the holiday. This has been a busy year for most people especially in financial blogspere. Here at kick debt off, we have been on down low – on the blogsphere but pretty busy at home. We were …