There are so many things that Google can help you accomplish, and it is exciting to learn one new extra thing that you can do each day. To some people this might not be news, but it might be new tricks to some. This amazing ‘trick’ saved me quite a lot of time before I got a …
This is article was published earlier last month, but I felt it was necessary to publish it again. Unforgiveness – A debt that you need to pay NOW Financial debt is a baggage that takes grip over the financial aspect of our lives preventing us from living our potential. Similarly unforgiveness is a baggage that chokes …
With only 24 hours in a day, sometimes we all wish that we had an extra hour in a day to finish doing stuff. But since that is impossible, effectively organizing these hours that we all have will not only add value to your work, but it also come with other hosts of benefits. 8 …
“Honey, we need to talk. The husband calls out to his wife. Talk about what? The wife retorts back. Haven’t you seen the bank statement? We have overdrawn our account for the second time this month. We cannot continue living like this. This has got to stop. By the way, did you cut a check …
With more people getting into debt each day, knowing where you are headed financially is important to determine your next move. Do you keep going? Do your make a legal-U turn? Or do you accelerate in the same direction? The local TV broadcast featured this financial fitness test and i thought it is a great review …
To successfully manage personal finances, we realized that reviewing our financial progress is as important as putting the plan on the paper. Like most businesses keep track of their inventory, personal finances calls for the same. This helps you answer these questions: Where are you financially? You have to be true and honest to yourself. …
Before we went through the Dave Ramsey’s FPU, if you would have suggested to me that i can use cash in an envelope to manage spending, I would have told you that you are out of your mind.
It’s impossible for you to keep all your information private. Every time you go to a doctor, your insurance card and drivers license is photocopied and available to anyone who opens your folder. At a restaurant, your credit card is taken away and returned some time later, with copies easily made. If you write checks to pay your credit cards, you may write your credit card number on the check, which is seen by any number of people who handle the check. You can’t eliminate opportunities for identity theft, but you can make it much harder for the thief.
Wisdom is the weapon that will help you navigate through the loops and hops of life and stand out as different. Sometime it may look like conventional wisdom or if you would ‘common sense’ wisdom, but I am constantly learning to ask God and involve Him in my plans, and it works. YES! It works.
I believe this is one single most important step to a life free of debt, because life never stops, and the unexpected still happen emergency fund comes handy in these times. This is underscored by the fact that sometimes when you make the decision to get out of debt, anything that can go wrong begin to go wrong all at the same time. (a really frightening feeling)
