Author name: Joe

Time to write your will

When a will is mentioned, many people think millionaires, celebrities’, and huge estates; yet others think about death.  The reality is, people who prepare the will actually acknowledge their mortality. They put their ‘earthly house’ in order, so that when they die, or become incapacitated, life will not stop for those who rely on them.  …

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Consumer Debt

I was looking over some debt statistics and i was surprised at what i found. Over 40% of US families spend more than they earn. Only 2% of homes in America are paid for. Nearly 1 in every 35 households in the United States will file for bankruptcy. 96%of all Americans will be financially dependent …

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Earn Money while sleeping?

I do not know about you, but this statement seems very appealing. It speaks about convenience and a worry free life. However, I asked myself is this the real financial freedom, or is this a mindset issue? So i did a Google search for this query and the results were astounding.  Results 1 – 10 …

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My Tithing Struggles

Having been raised in a Christian family, i was taught about giving and tithing ten percent of all allowances received.  This was reinforced in church and school as years went by. While this was good in all manner and form, it left me with a constant sense of guilt whenever i went to church without an offering.  …

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