Making the decision to homeschool is usually a very personal and a hard decision to make. Esther and i are not parents yet and although it’s our desire to become parents at some point, i cannot talk on this subject as a parent, but i have varying opinions on this issue. Hence, i will come …
Being frugal sometimes requires you to learn new skill sets. In-fact you can turn these skills into savings or a source of income if you enjoy using those skills. Here are some DIY projects that will definitely translate into savings. Auto Repair 1. Oil Change I normally pay $40.00 every 3000 miles for oil change. For …
I think juggling stuff makes life interesting although it can be stressful at times. This week has been a great and a busy one too; oh, and i also wanted to mention that i will be completing my graduate program in two months and i am really excited. I am excited about many things two of them are: I …
Motivation is defined as – giving an incentive for action; to cause, or to prompt; Example: “This moved me to sacrifice my career” When we began the journey and the process to be debt free, we knew that it was going to be a long steep journey. We were prepared for the walk to become …
I read this funny quote by Woody Allen that If you want to make God laugh, tell him about your plans I thought it was an interesting quote while i reflected on how busy life can be as we pursue it – looking for deals, discount, another job, a better job, paying off debts, buying …
There are a lot of things that we can buy with money but certainly not all that life has to offer can be traded for money. A general assumption is that we all want money; in fact, we use it to cater for our human basic needs, we feel good (at least i do) when …
I drive a 1993 Honda accord and it is nearing the end of its useful life. So replacing it is in my mind possibly sooner than later. Interestingly, the more I think about replacing it, the stronger the feeling of attachment, and the more cars on sale I see in the streets. We have already …
Fear is one of the strongest emotions that most people express about their financial circumstances. Some of the fear is unjustified; but we all do experience these emotions at a point in life. Sometimes it is triggered by a thought of losing a job, panic when the stock market is plunging or other factors. I …
Last week i received on the mail my annual social security statement detailing how many years i have contributed, how much Social Security taxes i have contributed, earnings that i may receive … and lot more other details. Out of curiosity i checked the Social security website and these are some details i read from the site. The …
It has been a great and busy week, glad the weekend is knocking. On personal finance, here are some articles for this week round-up. Bargaineering List of Free Specialty Consumer Reports A comprehensive list of reports with your personal data that you are entitled to receive. Cashmoneylife Analysis Paralysis: The Cost of Inaction Patrick …
