Getting a family doctor is something that my wife and i have talked about several times but keep pushing it further and further. How it works for us up until last week, we just walk into a family practice closest to us when feeling unwell, one is treated and walks out. This arrangement has worked …
It’s not summer yet and the gas prices have started to rise. According to AAA the national average retail price for a gallon of self-serve regular is $2.830 or 80 cents higher than the average price one year ago today. Although this is not a record price, it is definitely affecting consumer budgets. Three months …
I am not a parent yet but i know that one of the big items that count for household debt is hospital bills. When you are not covered by any health insurance, and need a major hospitalization, this can put you several years back in finances. Read my $4500 tooth extraction story. This is further …
I was so obsessed with our budget a year ago (an excel spreadsheets with formulas on it) that i would check it several times a day. My obsession has declined and i check it now at least twice a week, but i still love the idea of budgets. If you are on track to get …
If you had all the money in world what would you do? I asked my grandpa this question about fifteen years ago and the reply i got was rather surprising, i actually thought it was defensive. He replied that “only a lazy person would ask that kind of a question!” Did he just call me lazy? …
I found this article/story on MSNBC about the internet’s top most scams, and thought it could benefit some readers. With the strain in the economy, job loss, and technology changing so fast, more and more people are becoming susceptible to online scams. The nature of online fraud amd scams is also changing fast. This article sheds …
The journey, race or walk to debt freedom and financial peace has a lot of obstacles and can be a very wearisome one. To strengthen the financial muscles for this journey to financial freedom there are three absolute FINANCIAL NEEDS that are both critical and dynamic. 1. Budget This is the tool that helps you …
Other words that describe contentment are: happiness, fulfillment, peace and satisfaction. Paul wrote in 1 Timothy 6:6-7(NIV) But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. Unfortunately, our culture does not train us be content. Everything around us appears to make us …
Before we got married almost two years now, we had a vague idea of our finances and the direction we would take once we were married. Thankfully for us, we were required to take Financial Peace University Series by Dave Ramsey as part of our pre-marital financial counseling. These series really put a lot of financial …
Yesterday I wrote about homeschooling – the financial aspects of it, but i could not stop thinking about the subject. I wondered why i would home school a child if private school is an option. I realize that these kind of debate makes prospective parents think that children are really expensive. Thanks to Jason and Lakita …
