8 Home Improvement Projects That Will Save You Money on Utilities in the Long Run
Home improvements are not just about enhancing aesthetic appeal or increasing property value.
Back to school shopping
Back-to-school season often brings added financial stress, as many consider shopping for school supplies, clothing, athletic gear, and the latest gadgets. While parents and guardians bear the brunt of this stress, it’s not limited to them alone. The back-to-school shopping experience can be both exciting and overwhelming, especially when trying to score the best deals. …
Planning a Summer Vacation
With School going children now out of school for summer, and the summer season officially on, it’s time to plan those summer vacation. Anybody else thinking the same? Vacations do not have to be stressful if properly planned out, and you do not have to go in debt to enjoy summer vacation with your family …
Leaving a Financial legacy
Most people if not all, hope that one day when they are no longer in this planet; their offspring’s will lead a better life than they did. That is why parents encourage their children to achieve higher and conversely, most children try as hard to outperform their parents. This is in essence what has transformed …
Find a Bargain Deal.
Find a Bargain Deal. Living frugal doesn’t necessarily mean leaving cheap. One way of enjoying the expensive goodies but paying less for them, is an art called bargain. Developing the skill to locate bargain and savings deals is a critical skill for living frugal and especially if you are getting out of debt. Last year …
Saving Money on Auto Insurance
Insurance coverage is not just a requirement, in my opinion; it’s a necessity for anyone who is trying to get out of debt. Most people know what it means to be in a fender bender with a driver who has zero coverage. Even if it was their mistake, the best you can do in that …
Dedicated Expense Bank Account – Stay on Budget
My wife and i recently reviewed our expenses and cash flow to see if our current budget structure is working for us. We realized that since we are not 10% using the envelope system it makes more sense to have a separate expense account, as we were spending more than the budget amount on items …
Debt Free Baby Steps with Dave Ramsey Re-visited
Before we got married – out pastor then recommended that as part of financial counseling we were to go through the Financial Peace University (FPU) with Dave Ramsey. Something that became a household name and a timeless gift to us which was to change the way we viewed money and debt. Today I want to …
Debt Free Baby Steps with Dave Ramsey Re-visited Read More »
Managing The Cable Bills
If you watch regularly TV, you have probably seen the commercial for the satellite TV that goes like this… When Cable Company keeps you on hold, you get angry. When you get angry, you go blow off steam. When you blow off steam, accidents happen When accidents happen you get an eye patch. When you …
The Little Steps to Debt Free Life
Today as i was going through my journal, i noticed a quote i had written to myself earlier this year. “While the bigger things matters, it’s the little things that are the building blocks to the bigger things that matter most.” I thought this was very telling and is indeed very applicable to personal finance for any …